Credit Analysts


Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making.
Also called: Analyst, Credit Analyst, Credit Manager, Underwriter

Knowledge:

    Business
  • accounting and economics
  • customer service
    Arts and Humanities
  • English language
    Math and Science
  • arithmetic, algebra, geometry, calculus, or statistics

Skills:

    Basic Skills
  • thinking about the pros and cons of different ways to solve a problem
  • figuring out how to use new ideas or things
    Problem Solving
  • noticing a problem and figuring out the best way to solve it
    People and Technology Systems
  • thinking about the pros and cons of different options and picking the best one

Abilites:

    Math
  • choose the right type of math to solve a problem
  • add, subtract, multiply, or divide
    Verbal
  • communicate by speaking
  • listen and understand what people say
    Ideas and Logic
  • notice when problems happen
  • make general rules or come up with answers from lots of detailed information

Personality:

Description: People interested in this work like activities that include data, detail, and regular routines.
    They do well at jobs that need
  • Integrity
  • Attention to Detail
  • Analytical Thinking
  • Dependability
  • Self Control
  • Stress Tolerance

Technology:

    Financial analysis software
  • CGI-AMS Strata
  • Experian Credinomics
    Content workflow software
  • Equifax Application Engine
  • Experian Transact SM
    Enterprise resource planning ERP software
  • Oracle JD Edwards EnterpriseOne
  • SAP

Education:

    bachelor's degree
    associate's degree
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